Personal Loans

Personal finance. Precision engineered.

OVERVIEW

Whether funding a project or consolidating debt, Rateguide aligns your financial profile with the country’s leading lenders. We cut through the complexity to deliver firm, personalized offers for you to explore.

PREPARATION

To ensure accurate matching, Rateguide requires:

01

Identity

Name, date of birth, and current residential information.

02

Standing

Income sources and employment status.

03

Objective

Loan amount and term.

Privacy Note

We use this data to construct a secure, anonymized profile. This allows lenders to generate firm offers without affecting your credit score. See our Privacy Policy for further information.

IMPORTANT INFORMATION

Subject to our lenders’ products, Rateguide features comparable interest rates ranging from 6.28% p.a. to 48% p.a. (Comparison Rate: 6.28% p.a. to 48% p.a.) and are offered based on the individual borrower’s credit assessment according to our lenders product eligibility and pricing.

WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as fees or early repayment fees, and cost savings such as fee waivers are to be communicated directly with the chosen lenders.

Example: Personal Loan of $30,000 borrowed for 60 months, with a fixed rate of 6.28% p.a. (comparison rate 6.28%), would result in a total repayment of $35,033.88 (made up of $30,000 principal, $5,033.88 in interest, and $0 establishment fee), assuming the match of a lender and borrower based on eligibility.

How it Works.

Step 1: Criteria.

Input your criteria to build a secure profile. We filter the marketplace for compatibility.

Step 2: Compare.

Review qualified matches. We present the facts without the sales pitch.

Step 3: Connect.

Choose your lender. We make the introduction so you can proceed on your terms.

Why the Rate is Right For You

Personalised Comparison

real Lender Comparison

Smart Way to Compare

No Spam Emails

no Hidden agenda